First-Time HomeBuyer Tax Credit
Get up to $8,000 back in 2009!
If you have not owned a home in the past three years and you purchase a home between January 1, 2009 and December 1, 2009, then you may qualify for the $8,000 first-time home buyer tax credit after you file your 2008 or 2009 taxes. Below is a treasure chest of financing information including mortgage rates, credit reports, and calculators.
Shop for Mortgages
Compare the best rates you can get from the lenders in your state, and then take the Carolina Buyer's Agent Interest Rate Challenge!
Our Interest Rate Challenge
Did you know that as your buyer's agent, we can negotiate your interest rate, too? Based on your credit score, we may be able to save you thousands of dollars in interest and lender's fees alone on your loan from one of our lender partners. And as your buyer's agent, if we can't negotiate an interest rate that is at least 1/8% lower than the best rate you can get for the same loan program, then we'll forward your file to the lender of your choice and give you $500! For more info: Click here!
Credit Reporting Agencies
Before you start shopping for a loan, you may want to order copies of your credit report and inspect them for errors. The following credit reporting agencies can provide you with copies of your report for a nominal charge, or visit MyFico.com to understand how credit scoring works.
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- Cost Of Living Calculator Compare the
cost-of-living in Charlotte with where you live now.
- Financial Calculators Estimate how
much house you can afford, and other credit calculations here.
- Free Home Buyer's Calculator Download it for free, from Wheatworks Software.
Take the Carolina Buyer's Agent Interest Rate Challenge!
I never expected my buyer's agent to negotiate my interest rate, but based on my credit score, Carolina Buyer's Agent was able to negotiate a below-market interest rate, saving me thousands of dollars in interest and lenders fees! And as your buyer's agent, if they can't negotiate an interest rate that is at least 1/8% lower than the best rate you can get for the same loan program, then they'll forward your file to the lender of your choice and give you $500 cash - now that's looking out for me!
Email Julie for the best rate you'll find! Rules for the Interest Rate Challenge:- Loan amount is equal to or greater than $120,000
- Maximum loan to value (LTV) is 95%
- Good Faith Estimate from the company providing the best interest rate is dated the same day as rate quoted by our lender partner
And if our lender partner can't beat the interest rate for the same loan program by at least 1/8%, then we'll forward your loan to the lender of your choice, and send you $500 at closing!*
*HUD1 closing statement and interest rate, terms and lock period on the dated lock confirmation must match the interest rate, terms, and lock period on the Good Faith Estimate.
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